TESTIMONIALS
What People Say About Us
Life With Leverage Coaches people on how to Become Their Own Banker by practicing the Infinite Banking Concept.
Become Your Own Banker
LifeWithLeverage Coaches People on how to Become Your Own Banker by Practicing the Infinite Banking Concept.
You finance everything you buy. You either pay interest to someone else or you give up interest you could have earned elsewhere.
- Nelson Nash
The Infinite Banking Concept
The Infinite Banking Concept (or IBC) is the process by which one becomes their own banker, as taught by the late Nelson Nash. In his definitive book on the subject, Becoming Your Own Banker, Nash explains how whole life insurance policies uniquely function as dividend paying assets through accrued equity; And the many creative ways one can utilize this liquid cash value, such as:
Funding Your Real Estate Investments
That's right. You can use your policies to store your capital until you have an investment you are ready to finance!
Escrowing Taxes
And Insurance
Why let the bank escrow your property taxes and insurance when you can earn interest instead of the bank?
Private
Money Loans
You can use your policy as collateral to loan against to others to make interest on your money in two places!
Wealth Preservation And Legacy
Your policy has a death benefit that will be passed on to the next generation to preserve wealth and leave a legacy.
Get Started Now
Let's get you educated on The Infinite Banking Concept or if you are already educated we can provide further resources and assist you in expanding your banking system. We are here to help with absolutely no obligation.
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Great experience for a 22 year old fresh into whole life, super excited for my policy to grow!
Very knowledgeable. Answered all my questions and then some. Tailored everything to fit my goals. Highly recommend!
Bought a policy with Harper a couple years ago and been exactly what he talked about and have been using it to invest. Very good stuff
Harper Jones was great as i navigated through purchasing life insurance. as someone who is young and knew nothing about the process, Harper went above and beyond in making sure i understood everything and explained it all. He provided me resources like sending me a book all about it which was very much appreciated. It wasn’t that long of a process but was patient with me when going through it all. Brayam Castillo also was a pleasure to work with and helped with the process. Overall the experience with them was great and made getting insurance easy and accessible. Would recommend going through them if your in the market for life insurance.
Harper was incredibly thorough in explaining the whole life policies and how everything works. There was zero pressure, just clear, honest guidance and reassurance throughout. We’d been searching for someone who truly understands infinite banking, and Harper was exactly that. Highly recommend!
Harper is always on top of his schedule, and everything I need pertaining to my whole life policy. I send all my friends to him and recommend him highly.
My wife and I both signed have Life insurance policies with Life with Leverage and it has been an amazing experience start to finish. They were able to describe the policy in terms that I was able to understand and they made sure it fit our exact needs. We will definitely be using them in the future.
I’ve been working with Harper Jones at Life with Leverage for the past four years, and it’s been an outstanding experience. Harper has guided me through understanding and maximizing my whole life insurance policy—not just as coverage, but as a long-term financial asset that can be strategically leveraged.
He’s patient, knowledgeable, and always willing to explain complex concepts in a way that makes sense. I’ve appreciated his consistency and genuine care over the years. If you’re looking for someone who truly understands how to use whole life insurance as part of a bigger financial strategy, Harper is the one to trust.
He’s patient, knowledgeable, and always willing to explain complex concepts in a way that makes sense. I’ve appreciated his consistency and genuine care over the years. If you’re looking for someone who truly understands how to use whole life insurance as part of a bigger financial strategy, Harper is the one to trust.
Harper is excellent at what he does. He broke down the life insurance process and found the policy that was best fit for my needs. I am thankful to have an advisor like him. Would definitely recommend to all friends and family!