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About us

Who We Are

We educate and setup your infinite banking system. Reach out to us for educational resources or if you are looking to start/expand on your infinite banking system. We have numerous resources and can get you best on track to take advantage and practice infinite banking.

We coach, consult, issue and service insurance policies.

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Harper Jones

Harper is an advocate for The Infinite Banking Concept (IBC) and uses his system to invest in real estate. He invests in storage facilities, mobile home parks and industrial real estate. Harper coaches people on Infinite Banking and makes it smooth for them to get started on their infinite banking journey or expand their system. Harper is an authorized IBC Practitioner with the Nelson Nash Institute.

Testimonials

Happy Client Experiences
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Matthew Weir profile picture
Matthew Weir
18:44 12 Jan 26
Harper and his team are absolute professionals that can guide you through every question you could ever think of and more. They were incredibly professional, answered my questions nearly immediately, and were patient with me to figure this out and make up my mind (I took way too long, hah).

Really appreciate you Harper, thanks again. Would highly recommend 💪🏻
Leo Papa profile picture
Leo Papa
00:33 08 Jan 26
We’ve had a policy with Harper since 2022, and the experience has been consistently positive. He’s taken the time to explain how the policy works, how to use it properly, and how it fits into our broader financial planning. Communication has always been clear and responsive, and we’ve felt well-supported whenever we’ve had questions. I’d highly recommend Harper to anyone looking for thoughtful guidance and a long-term approach.
Sarah Moseley profile picture
Sarah Moseley
02:47 02 Jan 26
I’ve been working with Harper for years now. He is always patient and helpful in working with me. Also easy to reach and responsive! Highly recommend 🙂
Bambi Biscan profile picture
Bambi Biscan
14:51 31 Dec 25
We have enjoyed working with Harper and Brayam on building our policies and understanding how to use them to protect our wealth as well as understanding the infinite banking concept, which we have been able to follow through on with short notice and it was smooth. Thanks guys!
Kat Marshall profile picture
Kat Marshall
16:43 30 Dec 25
Harper has been amazing walking us through the process and providing guidance when we needed it. He has kept me on track and has offered solutions I wouldn’t have thought of. I highly recommend him. KM
Jamie Wolff profile picture
Jamie Wolff
14:54 16 Dec 25
Harper was very easy to work with on setting up my whole life policy to accommodate to my needs and future goals. It was a good experience from start to finish, communicating is simple with him as well! Thank you for everything
Kade Leach profile picture
Kade Leach
17:00 09 Dec 25
Great experience for a 22 year old fresh into whole life, super excited for my policy to grow!
Josh profile picture
Josh
22:23 21 Nov 25
Very knowledgeable. Answered all my questions and then some. Tailored everything to fit my goals. Highly recommend!
Bob Sloan profile picture
Bob Sloan
02:27 12 Nov 25
So excited to have learned about Whole Life from Harper! Thank You !
Robert Brewster profile picture
Robert Brewster
16:13 07 Nov 25
Bought a policy with Harper a couple years ago and been exactly what he talked about and have been using it to invest. Very good stuff
Maria Goustas profile picture
Maria Goustas
14:52 06 Nov 25
Harper Jones was great as i navigated through purchasing life insurance. as someone who is young and knew nothing about the process, Harper went above and beyond in making sure i understood everything and explained it all. He provided me resources like sending me a book all about it which was very much appreciated. It wasn’t that long of a process but was patient with me when going through it all. Brayam Castillo also was a pleasure to work with and helped with the process. Overall the experience with them was great and made getting insurance easy and accessible. Would recommend going through them if your in the market for life insurance.
Tyler McLeod profile picture
Tyler McLeod
22:36 05 Nov 25
Harper was incredibly thorough in explaining the whole life policies and how everything works. There was zero pressure, just clear, honest guidance and reassurance throughout. We’d been searching for someone who truly understands infinite banking, and Harper was exactly that. Highly recommend!
Randy Little profile picture
Randy Little
02:13 28 Oct 25
Harper is always on top of his schedule, and everything I need pertaining to my whole life policy. I send all my friends to him and recommend him highly.
Dustin Lloyd profile picture
Dustin Lloyd
14:29 21 Oct 25
My wife and I both signed have Life insurance policies with Life with Leverage and it has been an amazing experience start to finish. They were able to describe the policy in terms that I was able to understand and they made sure it fit our exact needs. We will definitely be using them in the future.
Hendra Tambunan profile picture
Hendra Tambunan
20:30 20 Oct 25
I’ve been working with Harper Jones at Life with Leverage for the past four years, and it’s been an outstanding experience. Harper has guided me through understanding and maximizing my whole life insurance policy—not just as coverage, but as a long-term financial asset that can be strategically leveraged.

He’s patient, knowledgeable, and always willing to explain complex concepts in a way that makes sense. I’ve appreciated his consistency and genuine care over the years. If you’re looking for someone who truly understands how to use whole life insurance as part of a bigger financial strategy, Harper is the one to trust.
Jonathan Lane profile picture
Jonathan Lane
17:32 16 Oct 25
Harper is excellent at what he does. He broke down the life insurance process and found the policy that was best fit for my needs. I am thankful to have an advisor like him. Would definitely recommend to all friends and family!
Mike Konstantas profile picture
Mike Konstantas
19:01 19 Aug 25
I've known Harper now for a little over 5 years. Working with him & his team over at Life with Leverage has been an incredible experience for our family. Harper made the process of setting up whole life insurance policies using the infinite banking concept not only simple but also empowering. Initially, my wife and I started with policies for ourselves, and we were so impressed with the strategy and its potential that we decided to set up policies for our three daughters as well.

What really sets Harper and Life with Leverage apart is his dedication to understanding our long-term goals and ensuring the solutions he provided aligned perfectly with them. As we saw the benefits unfold, we felt confident enough to add second policies for both my wife and me. Harper was always patient, transparent, and incredibly knowledgeable, making what could have been a daunting process feel manageable and even exciting. He always took the time to hear our questions and provide thorough answers to make sure we were comfortable throughout the process.

We’re so grateful for the peace of mind and financial flexibility Harper has helped us create for our family that we have recommended him and the IBC concept to multiple friends and family. If you are an avid saver and stuck trying to find a way to put your savings to work while getting additional benefits, like cash value and peace of mind, like whole life insurance then I would definitely recommend connecting with Harper and his team. You won’t find a more passionate or trustworthy guide.

I opened my first policy with Harper five years ago now and it’s been a wonderful experience. He and his team, LifeWithLeverage, have a meticulous and consultative approach to setting up policies that are uniquely tailored to the individual. Not only did he coach me through setting up the most efficient policy, but he’s also been there to coach me every step of the way in how to leverage my policy effectively. I would recommend Harper and his team to anyone looking to implement the Infinite Banking Concept.

Dillon McGough - (Jacksonville, FL)

Dillon McGough - (Jacksonville, FL)

I’ve been working alongside Harper for years. He has been nothing short of impeccable, not only in his understanding of the banking system but also in his ability to share how we can maximize and improve our system. He has been instrumental in helping my wife and I create and secure wealth that is useable and protected. I am grateful for our relationship and his continued expertise. I wouldn’t work with anyone else

Todd & Denise Fleming - (Akron, OH)

Todd & Denise Fleming - (Akron, OH)

I've had the pleasure of working with Harper for several years. His expertise in the banking system is unparalleled, and his knack for explaining complex concepts in a way that's easy to understand has been invaluable. Harper has played a crucial role in helping my wife and I build and safeguard our wealth. His guidance has ensured that our financial future is both secure and accessible. I am truly grateful for his continued support and expertise.

Ronnie & Jessica Carimi - (Avon, OH)

Ronnie & Jessica Carimi - (Avon, OH)

"Harper has been an invaluable coach and teacher to me in my infinite banking journey. He has helped me grow my mindset to really understand the power of infinite banking and has helped me to practically apply it. The infinite banking concept is one of my most powerful tools to grow and protect wealth tax-free. The more I move into the system the more freedom and flexibility I have. I wish I knew about IBC 20 years ago! Harper has done a great job of making this sophisticated wealth strategy understandable and accessible. He has helped me deploy a strategy that previously only the rich knew about.

Adam & Judy - (Safety Harbor, FL)

Adam & Judy - (Safety Harbor, FL)

I have been working with Life With Leverage for 3 years and have greatly enjoyed the benefits of the Infinite Banking. It was easy to set up a policy for me and my wife, and we have used the funds that we have put in there multiple times. Harper sent me a free book by R. Nelson Nash to explain the concept, and I’ve been hooked ever since. He also answered any questions I have and we stay in touch regularly. I feel good putting my savings in my policy and being able to take out a loan while still earning compound interest. My money is available to use AND it is invested which is like having the best of both worlds. I highly recommend working with Harper and Life With Leverage!

Bradley Pruitt - (Knoxville, TN)

Bradley Pruitt - (Knoxville, TN)

I have worked with Harper for the past four years, and his expertise has been invaluable. Harper's deep understanding of life insurance policies and his ability to explain their benefits clearly and concisely has been instrumental in helping my family and I secure our financial future. Thanks to Harper, we now have a banking system that provides peace of mind and serves as a solid foundation for our long-term wealth protection and growth. I am incredibly grateful for Harper's dedication and continued guidance.

Josh Obregon - (Southlake, TX)

Josh Obregon - (Southlake, TX)

I wanted to write a letter of recommendation for Harper Jones. He has been very helpful in our search for Whole Life Insurance with a strong cash value. We researched this topic extensively for over 6 months by reading books, viewing youtube videos and attending webinars on this topic.
We found Harper to be very skilled, patient and knowledgeable in working with us to select the best policy with the highest cash value in the fastest amount of time. As Real Estate Investors, we were able to fund the policy and then very quickly borrowed money against the policy to purchase additional Real Estate. At our very low interest rate (locked in for the life of our policy) it was a very easy decision to make. Mr. Jones also helped one of our daughters set up a policy that will create great value for her and her family. As she is in her 30’s, this policy will have significant value for all kinds of investments and/or for college education for their children. I highly endorse Harper Jones for his skill and understanding on this topic. I have had lunch with him personally and he is “the real deal.

David A. Zook - (Knoxville, TN)

David A. Zook - (Knoxville, TN)

If you’re looking for sound council and professional experience with becoming your own banker, then look no further! Our experience working with Harper Jones has been wonderful. He has graciously taken the time to answer all of our questions, make recommendations, and informed us on getting our IBC ideas off the ground. Harper’s kind and gentle spirit makes diving into the realm of Infinite Banking a breeze. I highly recommend pursuing a relationship with him for your business ventures. We trust Harper and look forward to working with him for many years ahead.

Ryan Hunter - (Todd, NC)

Ryan Hunter - (Todd, NC)

Working with Harper over the past five years has been an absolute game-changer for my financial strategy. As a real estate investor, I needed someone who not only understood infinite banking but could also tailor it to fit my specific needs. Harper has gone above and beyond in coaching me every step of the way, ensuring I fully understand how to leverage these policies for maximum growth and flexibility.

His responsiveness is unmatched—whenever I have a question or need guidance, he's always there with clear, actionable advice. I currently have five policies with Harper, and I wouldn’t hesitate to let him underwrite more in the future. If you're a real estate investor looking for a partner who truly gets it and is committed to your success, Harper is the person to call.

Kent Leach - (Lenoir City, TN)

Kent Leach - (Lenoir City, TN)

Harper and his team have been fantastic to work with. I have always felt their approach to be education first without any sales pressure. My questions and needs have always been answered quickly

Kyle Brose - (Edgewood, WA)

Kyle Brose - (Edgewood, WA)

Harper has been great to work with helping my husband and me get our Infinite Banking System set up! He explains the benefits and processes well and is readily available if we have any questions or need help in any way. We just wish we had known about this years ago…but it’s never too late no matter what your age is! (We are in our mid-fifties)

Suzanne & Robert Thomas - (Knoxville, TN)

Suzanne & Robert Thomas - (Knoxville, TN)

Harper got me setup with an Infinite Banking Policy back in 2023. It’s been a great place to store some of my savings to then leverage against it for my real estate investments. It also has the ability to pass wealth to the next generation via death benefit."

Jon Roosen - (Knoxville, TN)

Jon Roosen - (Knoxville, TN)

Harper provided outstanding customer service and demonstrated exceptional knowledge about whole life insurance. He patiently answered all my questions, breaking down complex concepts into simple terms that were easy to understand. His expertise and professionalism gave me confidence in making informed decisions about my financial future. I highly recommend Harper to anyone seeking a trusted advisor in life insurance!

Bastian Kneuse - (Charlotte, NC)

Bastian Kneuse - (Charlotte, NC)

I've known Harper now for a little over 5 years. Working with him & his team over at Life with Leverage has been an incredible experience for our family. Harper made the process of setting up whole life insurance policies using the infinite banking concept not only simple but also empowering. Initially, my wife and I started with policies for ourselves, and we were so impressed with the strategy and its potential that we decided to set up policies for our three daughters as well.

What really sets Harper and Life with Leverage apart is his dedication to understanding our long-term goals and ensuring the solutions he provided aligned perfectly with them. As we saw the benefits unfold, we felt confident enough to add second policies for both my wife and me. Harper was always patient, transparent, and incredibly knowledgeable, making what could have been a daunting process feel manageable and even exciting. He always took the time to hear our questions and provide thorough answers to make sure we were comfortable throughout the process.

We’re so grateful for the peace of mind and financial flexibility Harper has helped us create for our family that we have recommended him and the IBC concept to multiple friends and family. If you are an avid saver and stuck trying to find a way to put your savings to work while getting additional benefits, like cash value and peace of mind, like whole life insurance then I would definitely recommend connecting with Harper and his team. You won’t find a more passionate or trustworthy guide.

Mike Konstantas - (Roslyn, NY)

Mike Konstantas - (Roslyn, NY)

I’ve had the pleasure of working with Harper Jones and Life With Leverage, and I couldn’t be more pleased with the experience. Harper’s knowledge and expertise in Infinite Banking and life insurance policies are unmatched. He took the time to walk me through every detail, explaining the benefits of whole life insurance and how it could be a powerful tool for my financial future.
From the very beginning, Harper made the process seamless. He helped me set up a policy that aligned with my goals.

What stands out most about Harper is his dedication to his clients. He’s always available to answer questions, and he’s genuinely invested in helping me succeed. I also appreciate the free resources he provided, including a book by R. Nelson Nash, which deepened my understanding of the Infinite Banking concept.

If you’re looking for a trustworthy, knowledgeable guide to help you navigate the world of life insurance and financial planning, I highly recommend working with Harper Jones and Life With Leverage. His guidance has been invaluable to me, and I’m confident it will be for you as well.

Myma Osborne - (Rockwood, TN)

Myma Osborne - (Rockwood, TN)

I recently started a whole life policy with Harper. He made the process completely seamless and pain free. He got everything up and running in no time, and was quick to respond to any questions I had. I really appreciated the personal experience that he provided, and I would definitely recommend working with him!

Michael Kehoe - (Hoboken, NJ)

Michael Kehoe - (Hoboken, NJ)

I have been working with Harper for almost a year. Harper built a personal trusting relationship with me from the first phone call. Harper made himself available to me on more than one occasion to answer any questions I may have. He was patient with me knowing I needed to understand the concept before I could begin my journey. I am thankful for Harper's ability to tailor make a policy that fits best to my life and financial capabilities. Over the last year he has been just a phone call away.

Adam Smith - (Cleveland, TN)

Adam Smith - (Cleveland, TN)

Harper is very knowledgeable and walked me through the process and how to set myself up for success. Always available for question sand to hop on a call.

Erin Fitzpatrick - (Tampa, FL)

Erin Fitzpatrick - (Tampa, FL)

I have been working with Harper for three years, and from the very first phone call, Harper established a personal and trusting relationship with me. He has always made themselves available whenever I had questions, providing clear answers.

Their patience and understanding were evident as they took the time to ensure I fully understood every aspect before moving forward.

I am grateful for Harper's ability to create a solution tailored to my specific needs and financial situation.

Foteini Papadadtonakis - (East Meadow, NY)

Can't say enough good things about Harper and his team. Had read about infinite banking system several years ago but wasn't in a situation to utilize until 3 years ago. They literally handle everything from inception to maintaining. Funding and loans are super easy and convenient. I could have (eventually) done all of this by myself but with Harper's help I am able to focus my time and energy on current and new business. Five stars all the way!

 Gregg Benningfield - (Tulsa, OK)

Gregg Benningfield - (Tulsa, OK)

Harper is a wealth of knowledge when it comes to Infinitive Banking. Being an investor himself, he knows how to help individuals design the ideal policy for their desired financial outcomes. Our family currently has 6 policies between 4 family members.

Harper is well versed in the principals set forth by Nelson Nash and isn't trying to push other high commission insurance options. We highly recommend Harper to help design the ideal policies for your family and their long term financial goals.

John Blanton - (Apex, NC)

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Let's get you educated on The Infinite Banking Concept or if you are already educated we can provide further resources and assist you in expanding your banking system. We are here to help with absolutely no obligation.